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Author Headshot Mark Stiltner

Content Director at Rapyd

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

Published Works: Contributing Author, Advice from the Top. Published by the Business Marketing Association and Dog Ear Publishing, 2011

Blog: Mark Stiltner

Spain's famous Sagrada Familia isn't free. But what payment method should you use in Spain?

The Top Payment Methods in Spain

With a growing eCommerce market, businesses using the top payment methods in Spain will gain an edge in Spain and improve their global presence too. Spain has one of the biggest economies in the EU and at a projected 12.6…

  • November 8, 2021
business professionals discuss open banking in finance

How Open Banking in Fintech Works Around the World

Here's how open banking in fintech is reshaping the global financial sector. For years, merchants and individuals dealt with the complexities of legacy banking operations. Lack of transparency, accessibility and lengthy bank processes pose numerous challenges. Each financial product and…

  • October 22, 2021

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Programmer on laptop writing a card issuing API

How Card-Issuing APIs Can Benefit Your Business (And Your Customers)

Card-issuing APIs make it easier to issue cards, creating an improved experience for your customers, and greater accessibility and control for you. What are Card Issuing APIs Card-issuing APIs (Application Programming Interface) are used by businesses of all sizes to…

  • September 16, 2021
International Country Flags Show The Importance of Global Payments

How to Make International Mass Payments Work for You

Learn how the right international mass payments solution can drive loyalty and simplify payouts. Making international mass payments is far from simple. Thankfully the payments landscape is quickly evolving to make global mass payments quicker, more secure, and easier than…

  • September 3, 2021
pexels-mentatdgt-1125028 (1)

How to Choose the Best Payment Disbursement Solution

Learn how doing payment disbursement right supports effective business management and good working relationships.  Disbursing funds around the world is increasingly complexity and involves a complicated network of disparate systems and processes. By choosing the right payment disbursement solution, organizations…

  • August 16, 2021
pexels-christian-gonzalez-v-4232157

What Countries are Supported by Mollie?

Before choosing Mollie as your payment gateway provider, you’ll need to see if you’re in one of the supported Mollie countries. Europe payments company Mollie is known for global payments, but do you know if they support your country? While…

  • August 8, 2021
Diverse professionals meet in a modern office

What are Countries are Supported by Adyen?

When selecting a payment gateway provider, you’ll want to first see if you’re in an Adyen supported country. Europe payments company Adyen is known for their global payments abilities. However, despite their international presence, they have a number of countries…

  • July 22, 2021
City Skyline

What Countries Does Stripe Support?

Before choosing a payment gateway provider, you must first understand if you are located in a Stripe supported country -- and what other options you have. International payments company Stripe is known for its ability to accept payments worldwide. Despite…

  • July 19, 2021
cross-border and international payment processors

Mistakes to Avoid When Choosing International Payment Processors for Europe

Transacting in Europe? Avoid these common mistakes when choosing cross-border and international payment processors. If you're an ecommerce business looking to trade throughout Europe, there’s more to accepting international payments than simply finding the right payment processor. You need to not…

  • July 6, 2021
an older couple walk together through a crowded european streeet

What is the official European Digital Identity Wallet?

Although the wallet isn't intended for payments, it will still greatly expand digital commerce possibilities across Europe as identity verification processes get quicker, simpler and more secure. On June 3, the European Commission revealed their plans for a European Union…

  • June 22, 2021
woman holds laptop and looks at mobile phone

How Digital Wallets in Europe are Reshaping Payments 

Discover how digital wallets are used in Europe - and how they are reshaping commerce. In the last three years, the transaction value of European digital and mobile payments increased by over 30%. These payment methods are continuing to rise…

  • June 16, 2021
Accept Payments Online

How To Accept Payments Online

Merchants must be able to offer and process the payment methods preferred by their customers. Businesses need to invest in payment processing services that address the expectations of their customers today and in the future. There are a number of…

  • May 13, 2021
Brazil Payment Processors

The Best Brazil Payment Processors – 5 Top Picks

Five options for top payment processors to access and accept transactions in Brazil. With over 211 million people, Brazil is the sixth most populous country in the world and the largest country across both Latin America and South America. This,…

  • May 7, 2021
Accept International Credit Card Payments

How to Accept International Credit Card Payments

Go global by presenting local payment options at checkout.  Credit cards are one of the most popular payment methods for ecommerce, used in 41% of online transactions, most commonly in longstanding ecommerce markets, including Europe and the Americas. (Global Data)…

  • April 28, 2021
Payment Solution in APAC

APAC’s Top Payment Methods in 2021

Unlock the full potential of these 8 APAC nations by understanding consumers’ preferred payment methods. This post covers payments and e-commerce insights in: India Indonesia Japan Malaysia Singapore South Korea Taiwan Thailand Southeast Asia has emerged as the roaring lion…

  • April 23, 2021
Magento Versus Shopify, Which is Better for You?

Magento vs Shopify: Everything Merchants Need to Know

An ecommerce platform comparison guide. Magento vs Shopify: it’s a choice many merchants wonder about as they seek out an ecommerce platform to support sales and revenue ambitions. Here’s a detailed look at what both platforms offer. What are Shopify…

  • April 20, 2021
Cross Border Payments in Latin America

Accepting and Sending Cross-Border Payment in Latin America

The cross-border payments landscape in Latin America. Accepting and sending cross-border payments in Latin America can be challenging for international merchants. Four of the world’s top 10 countries with the lowest bank account adoption are in Latin America and there…

  • April 16, 2021
The Impact of Omnichannel eCommerce on Supply Chains

The Impact of Omnichannel eCommerce on Supply Chains

Omnichannel ecommerce and supply chain innovation. eCommerce has grown rapidly worldwide. In fact, from 2014 to 2020, it has seen a massive 220% growth rate. To date, this market is worth over $4.2 trillion and climbing. By 2024, the global…

  • April 12, 2021
Best Payment Gateways for Magento

The 7 Best International Magento Payment Gateway Plugins

Discover which of the top international Magento payment plugins is right for your business. Merchants looking to present a professional online presence have a wide range of ecommerce platforms to choose from, one of the best of which is Magento.…

  • April 7, 2021
Malaysia Payment Methods Header: Petronas Towers

Malaysia’s Most Popular Payment Methods to Grow Online Sales

Online payment methods in Malaysia: an emerging market poised for growth. Malaysia is a hot destination for businesses looking to expand to emerging markets. Malaysia is seeing GDP growth that is both high and relatively consistent when compared with other…

  • March 23, 2021
South Africa Payment Methods

South Africa’s Top Payment Methods and eCommerce Trends

South Africa is Rapidly Digitizing, So Are Its Payment Methods Selling directly to consumers and accepting B2B payments in South Africa requires a deep understanding of South African’s payment methods. In the Rainbow Nation, payment methods are as diverse as…

  • March 19, 2021
Philippines Payment Methods

The Philippines Top Four Payment Methods

eCommerce is Primed to Prosper in the Philippines The Philippines is one of Asia’s most exciting and dynamic countries. In a population of almost 110 million people, about 60 million people are connected to the internet (World Factbook). Given the…

  • March 17, 2021
Shoppable Content Examples

6 frábærar leiðir til að versla á einfaldari hátt á netinu

Hvernig má gera kaupferlið á netinu skilvirkara? Þökk sé bættri tækni, tengingum og þægindum er áætlað að meira en helmingur kaupa á netinu muni koma frá símum árið 2021. (Rapyd) Til að mynda munu neytendur verja meiri tíma í að…

  • March 11, 2021
eCommerce Trends

Fjórir straumar í netverslun sem söluaðilar þurfa að þekkja 2021

Hvernig munu greiðslur í netverslunum breytast 2021. Að byrja með netverslun hefur aldrei verið auðveldara, þökk sé netverslanakerfum á borð við Shopify, Magento, WooCommerce og Wix. Fyrirtæki og frumkvöðlar geta nú byggt upp netverslanir sínar innan nokkurra klukkustunda en alþjóðlegt…

  • March 11, 2021
Payments in Latin America - Photo by Sam Goodgame on Unsplash

The Ultimate Guide to Accepting Payments in Latin America

Your guide to capitalizing on the growing Latin American ecommerce market by offering local payment methods. Accepting cross-border payments in Latin America means understanding the market, so merchants looking to trade in the region should ensure they approach it in…

  • March 10, 2021
Japan's Payment Methods Article Hero Image, Osaka Tower

The Ultimate Guide to Japan’s Payment Methods

Discover the local and global payment methods preferred by Japanese consumers. Japan is a densely populated nation of 126.8 million citizens, often touted as the mecca of technological innovation. (JP Morgan)  It may come as a surprise that Japan has…

  • March 9, 2021
English gentleman with a beard using his smartphone on a busy street.

The Top Payment Methods in the United Kingdom

A Market in Flux Creates Opportunity for Businesses that Quickly Adapt to Changing Consumer Behaviors. Between Brexit and the coronavirus pandemic, the United Kingdom is in a moment of massive economic upheaval. U.K. consumers across Britain, Northern Ireland, Scotland, and…

  • March 2, 2021
Payments-as-a-Service by Austin Distel on Upsplash

Increase Revenue & Reduce Cost with Payments-as-a-Service

4 Key Benefits of Payment-as-a-Service Platforms As the global economy becomes increasingly connected, business owners everywhere cannot afford for their payments systems to lag behind. More complex compliance demands, along with evolving consumer behaviors and increased instances of fraud all…

  • February 25, 2021
Thailand Payment Methods by Jimmy Teoh Pexels

The Most Popular Thailand Payment Methods

Thailand is on the verge of an ecommerce boom – are you ready to capitalize on it? Thailand is a lucrative and exciting market, with a tech-savvy and mobile-first population. Despite ecommerce sales only making up 2% of total retail…

  • February 24, 2021
Omnichannel B2B Payments from Pixabay

How To Make Omnichannel B2B Commerce Real

B2B companies must embrace omnichannel sales. Here's how to make it happen. It’s clear omnichannel B2B commerce needs to become faster and smoother for business buyers. The speed and convenience of consumer commerce have reshaped expectations, thanks to almost blanket…

  • February 23, 2021
An omnichannel experience as a customer shops in store and on his phone.

Omnichannel Commerce Tips For Growth-Minded Merchants

Create a better customer experience across every touchpoint. Consumers can now use as many as six different touch-points when buying a product and 90 percent say they have high expectations for omnichannel commerce experiences. – CX Today What Is Omnichannel…

  • February 12, 2021
LATAM Market

Create Rewards Programs that Work for the LATAM Market

Adjust existing rewards programs and learn how to create new programs that succeed in the Latin American market. As payment method trends in the LATAM Market continue to evolve toward mobile money and contactless payments, trying to impose the old…

  • January 14, 2021
Best eCommerce Payment Methods

The Best eCommerce Payment Methods in 11 Countries

Do you know the best ecommerce payment methods for growing sales with your shoppers? Here’s how your global audience prefers to pay. The best ecommerce payment methods to offer in your online store often depends on the location of your…

  • December 22, 2020
Types of Payment Methods

4 Types of Payment Methods Your Business Should Offer Now

Gain an advantage in any market by enabling different payment methods to meet customer needs and preferences. eCommerce continues to explode around the world in popularity and necessity, and the need for businesses to reach a global consumer audience is…

  • December 17, 2020
Payment Processing Software

5 Benefits Your Payment Processing Software Should Provide in 2021

Look for Payment Processing Software with These Features To Power eCommerce Growth Having great payment processing software will be critical to merchants who wish to capitalize on the global ecommerce market, which is projected to be worth $5 trillion in…

  • December 11, 2020
Businessman looks out at city sunrise and contemplates selling his products cross border.

How to Simplify Cross-Border Payments and Power International Expansion

Localize Payments to Reach More Customers Nearly 88% of merchants consider international sales essential to their long term viability. Yet only 35% of ecommerce leaders feel fully prepared to handle international transactions. (Visa) To reach new markets, businesses need to…

  • December 7, 2020
A young man uses an online payment method while sitting outside at a cafe.

FinTech Magazine’s Picks for Best Payment Processor

FinTech Magazine has Named Rapyd a Best Payment Processor on Their Top 10 Payment Companies List According to FinTech, Rapyd was included because we are “allowing consumers to access one of the world’s largest payment networks featuring over 900 locally-preferred…

  • December 3, 2020
A young man smiles while holding a smartphone and using a wallet payment method.

Digital Wallet Payment Method Pros and Cons for Merchants

What You Should Know When Exploring eWallet Payment Solutions   Globally, digital wallet payment method adoption is projected to exceed 1.3 billion consumers by 2021, with Asia Pacific and some European markets leading the way. (Fintech News) Smartphones are now…

  • November 25, 2020
Businessman listening during team meeting on international expansion

Payment Solutions for US Companies Eyeing International Expansion

Global Digitization for US Based Companies Is Full of Challenges but Payments Doesn't Have to Be One of Them. Digitization is a vital part of business continuity, even more than new offerings or service expansions. And while global expansion can…

  • November 19, 2020
A woman holding a package from an online ecommerce subscription service.

The Rise of the Subscription Payment Model

Subscriptions and Recurring Billing are Transforming Business Models Across Industries Across all businesses, subscription payment models are changing how consumers read, listen to music, manage their fitness, watch television and so much more. What is behind this trend and why…

  • November 11, 2020
Oxxo Mexico Cash Payment Alternatives

Alternatives to Oxxo Mexico Cash Payments

eCommerce Merchants Need Cash Acceptance beyond Oxxo Payments at More Convenient Locations Only 37 percent of Mexicans have a bank account. (Center for Global Development et al.) With ecommerce surging in popularity, partially due to the COVID-19 pandemic, the ability…

  • November 10, 2020
Shopping Cart Abandonment Blog Image

Catch that Cart! Tackling Cross-Border Shopping Cart Abandonment

The Challenge of Cross-Border eCommerce There is nothing that strikes more fear (and frustration) into an ecommerce manager’s heart than discovering that a big portion of their hard-won visitors jumped ship right before completing the sale. As more businesses are…

  • November 3, 2020
A man using contactless payment technology to withdraw from an ATM.

3 Trends that Prove the Future of Retail Is Contactless Payments

Consumers’ Pandemic-Related Aversion to Cash and Coins has Fundamentally Shifted Global Payment Preferences According to Rapyd’s research, in 2020, consumers formed new preferences for payment methods that don’t make them touch card readers, manually key PINs, touch device screens, or…

  • October 30, 2020
South Korea eCommerce and Payment Trends

South Korea eCommerce Trends and Merchant’s Guide

Your Guide to Growing Cross-Border Sales, Increasing Cart Conversions and Successfully Navigating the South Korea Payment System With over 80% of its population using the internet,1 South Korea is the third-largest retail ecommerce market in APAC following China and Japan.…

  • October 28, 2020
How to Accept Credit Cards in Europe

How to Accept Credit Card Payments in Europe

Choose the Best Acquirer for Accepting Credit Card Payments in Europe Merchants looking to expand into Europe need to offer customers the methods of payment that they prefer and trust. Although each country displays its own unique preferences and behaviors,…

  • October 5, 2020
Someone using their phone as a contactless payment method, a top payment trend.

5 Payment Trends Merchants Need to Know

The payments landscape is evolving because of fintech advances and the ever-shifting sands of consumer habits. From COVID creating an uptick towards contactless payments by customers, to voice commerce on devices like Alexa — here’s five payment trends to watch.…

  • September 21, 2020
A gig delivery worker on a bike in Asia

3 Ways to Simplify Cross Border Payouts

With More Business Taking Place Remote and Online, Your Ability to Send Payouts Is Just as Important as Your Ability to Accept Payments Today, many accounts payable departments rely on outdated systems and processes to make cross border payouts. By…

  • September 17, 2020
A millennial B2B professional making a purchse with a credit card while working from home

The Top Five B2B eCommerce Trends 2020

COVID-19 Isn’t the Only Thing Shaking Up the World of B2B eCommerce B2B ecommerce is growing nine-times faster than all U.S. manufacturing and distributor/wholesaler sales.1 Broad factors are at play above and beyond the impacts of the virus. The growing…

  • September 16, 2020
Professionals discussing B2B ecommerce payment methods.

5 B2B eCommerce Payment Methods To Simplify Selling & Buying

B2B Payments Explained The B2B payment landscape is evolving rapidly. As more businesses shift to digital selling, it’s important for merchants to understand the B2B payments ecosystem and its challenges and opportunities. With digital transformation ramping up, it’s also a…

  • September 10, 2020

Beyond Compliance: Understanding Secure Payment Processes

Secure Payment Processes: The Cornerstone to Protecting Valuable Business and Customer Data As the number of transactions, customers and payment methods used online and in-store increases, merchants need to protect their businesses and their customers with secure payment processing. Cybercriminals…

  • September 9, 2020
International Online Payments Systems Working Together

What Is the Best International Online Payment System?

For eCommerce Success, Give Your Customers What They Want A bedrock truism for business success is to “give the customer what they want.” This idea definitely applies when it comes to choosing the best international online payment system. In fact,…

  • August 29, 2020
A man using local payment methods

Local Payment Methods – Think Locally to Grow Globally

Drive International Success with Local Payments Businesses are no longer limited by physical borders. Understanding customers’ payment preferences and offering local payment methods creates an optimal checkout experience that increases sales. This guide looks at how culture, behavior and available…

  • August 26, 2020
beautiful young woman enjoying on a town square

The European Payment Methods Merchants Can’t Ignore

For European Merchants, It’s Time to Embrace a “Cards Plus” Strategy for Online Payment Methods When it comes to modern ecommerce and European payment methods, more is more. Cookie-cutter approaches that offer a limited number of payment options for ecommerce…

  • August 21, 2020
Image of business person paying with a card via a mobile device to show common online B2B Payment Methods

Online B2B Payment Methods VS Early Payment Discounts

Need to Improving B2B Cash Flow? Here Are the Pros and Cons of Early Payment Discounts and an Alternative Most Businesses Overlook It is impossible to overstate the importance of strong cash flow to the health of a B2B business.…

  • August 17, 2020
a Consumer on a mobile device representing Digital Transformation Strategy

Your Digital Transformation Strategy Is Missing Local Payments

Local Payments Are Becoming One of the Top Digital Transformation Trends in Retail in 2020 Since the COVID-19 pandemic, business models for retailers and e-tailers have changed overnight. In response, businesses must adopt digital transformation strategies that improve their ability…

  • August 12, 2020
A man amking cross border payments at cafe

Simplify Cross Border Payments to Grow International Sales

The Power of Local Payments In A Global Market eCommerce isn’t just becoming more global, it’s also becoming more local than ever before. Your company’s website is an essential place to both localize the shopping experience and optimize the checkout…

  • August 10, 2020
Woman using local payment methods in India to buy online

Five Local Payment Methods Merchants Need for eCommerce in India

Businesses Need to Accept Local Payment Methods in India to Meet Consumer Preferences To secure a foothold in the $36.5 billion1 Indian ecommerce market, digital commerce leaders need to offer a range of payment options. Even before the offline-to-online shift…

  • July 24, 2020
Most Popular Online Payment Methods in Mexico

The Top Four Local Payment Methods in Mexico

Mexico’s Payment Methods that Local and Cross-Border Merchants Can’t Overlook. With 127 million1 inhabitants, Mexico is the 10th most populous country in the world—and many of those people still haven't fully embraced online shopping. But with an annual growth rate…

  • July 21, 2020
India Local Payment Methods

India eCommerce Explorer: Payment Trends and Consumer Insights

India is home to the highest consumer ecommerce growth rate in the world.1 This market has seen explosive adoption of digital money and smartphones over the last five years2 and the Covid-19 pandemic has further accelerated this trend. The government…

  • July 17, 2020
Accept Payments in Mexico

eCommerce Explorer: Mexico Payments Guide

In Mexico, government programs are improving internet connectivity, driving the adoption of digital payment methods and growing smartphone use at the fastest pace in Latin America. While buying habits are shifting quickly, payment preferences are slower to change. A considerable…

  • July 14, 2020
Shot of Paris for Rapyd's France eCommerce and Payment trends report.

France eCommerce Explorer: People and Payments Guide

France is one of Europe's top online markets for fashion. French consumers favor credit cards, though their preferred payment methods vary based on what they're buying. Any company expanding into France should be prepared to offer all preferred local payment…

  • June 12, 2020
Your Guide to eCommerce and Online Payment Trends in the UK Cover Image

United Kingdom eCommerce Explorer: People and Payments Guide

Ecommerce is alive and growing in the U.K.1 Even as physical stores shuttered during the pandemic, ecommerce has gone on to take its largest-ever share of retail spending—22.3% of all sales, according to trade magazine Internet Retailing (1). The U.K.…

  • June 1, 2020
Cover image for Gartner 12 Questions Report

Selecting a New Payment Vendor? Gartner Recommends Asking These 12 Questions

According to Gartner, “Application leaders responsible for payments can optimize customer experience and save time and money by asking payment vendors 12 key questions.1” Consumers are increasingly demanding frictionless, fast and easy online payment experiences. Current global conditions have accelerated…

  • April 22, 2020
Main blog Image illustrating money flowing around the world to symbolize payouts

Why Global Expansion Requires Global Payout Capabilities

We are entering the fourth industrial revolution1: artificial intelligence, robotics, and connected societies are powering new businesses that leverage the broader opportunities of the diverse, global workforce. Platform, marketplace, and gig-economy business models are taking advantage of workers and supply…

  • April 15, 2020
Cover Image for Indonesia eCommerce Explorer

Indonesia eCommerce Explorer: People and Payments

The island nation of Indonesia is home to more than 200 ethnic groups1. With the world’s fourth-largest population and a GDP of over $1 trillion2, this archipelagic country boasts the biggest economy in Southeast Asia – a region brimming with…

  • April 1, 2020
Cover image of Brazil eCommerce Explorer Blog Post

Brazil eCommerce Explorer: People and Payments

Brazil offers ecommerce leaders lucrative opportunities in the largest eCommerce market in Latin America1. Understanding how Brazilian consumers engage in digital commerce and how they prefer to pay is absolutely vital to capturing and growing business. Online marketplaces, digital goods sellers…

  • March 26, 2020
Cover photo for the blog post.

Germany eCommerce Explorer: People and Payments

Germany can be a challenging market for international ecommerce companies. It’s citizens favor German-made products — due in part to domestic companies' deep cultural understanding of their clientele. Companies looking to enter this market or succeed with cross-border sales need…

  • March 25, 2020
Three Local Payment Trends from APAC’s Booming eCommerce Market

Three Local Payment Trends from APAC’s Booming eCommerce Market

The Asia-Pacific region accounts for nearly two-thirds of global transactions. To successfully tap into this market, ecommerce leaders must look beyond cards and popular ewallets like Alipay and WeChat Pay. “Too often, merchants and retailers enter APAC thinking that offering…

  • January 16, 2020
Grow Sales in Singapore with eWallets

Grow Sales in Singapore with eWallets

For ecommerce companies, marketplaces, and gig-economy platforms looking to expand in Asia, few countries compete with Singapore's combination of affluent consumers and digital infrastructure.  Digital adoption and usage among Singapore’s citizens and government efforts to transition to a cashless economy…

  • January 16, 2020
How UK Challenger Banks Can Break The Marketing Stalemate

How UK Challenger Banks Can Break The Marketing Stalemate

The UK's challenger banks have been snatching up market share for years, leading to massive funding packages and sky-high valuations. The excitement’s been enough to inspire a long list of hopefuls looking to claim their corner of the fintech renaissance,…

  • October 4, 2019
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