Choosing the Right Payment Platform for Competitive Global Growth

Whether it’s accepting credit cards, sending funds overseas, dealing with international payrolls for content creators, or juggling multi-currency accounts, you need payment and payout solutions that are efficient, secure, and cost-effective. With so many choices, picking the right payments partner is no easy feat, and businesses have to consider numerous factors, such as global reach, flexibility, features and support. 

Two prominent players in the fintech space are Rapyd and Adyen. While we obviously aren’t rooting for our competitor, this article compares both platforms in depth, highlighting their strengths, weaknesses, and unique capabilities. 

Whether you’re in the market to replace your existing solution or looking for additional payout and card acquiring capabilities, here’s an overview of why Rapyd is the right payment partner to support your global success. 

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What Is Adyen?

Adyen, a Dutch payments company, offers end-to-end payment solutions that include online payments, in-store payments, and financial management. Adyen is known for its cross-channel payment capabilities, integrating online and in-store payments.

What Is Rapyd?

Rapyd is a global payments platform that provides an end-to-end solution enabling businesses to accept, send, and manage funds worldwide. As a top 20 Visa Acquirer, Rapyd is trusted by over 250,000 merchants for its reliable card-acquiring, vast global reach and versatility. Rapyd supports almost any industry, with tailored solutions for online gaming, content creator platforms, online travel, marketplaces, ecommerce, POS, and more.  

Adyen vs Rapyd
Side-by-Side Comparison

Check out this side-by-side Adyen vs. Rapyd comparison, which explores everything from Adyen fees to the breadth of countries, currencies, and industries supported by either platform.

Chart: Rapyd Vs. Adyen

Accessing Comprehensive Payment and Payout Solutions 


Adyen has positioned itself as a strong choice for larger enterprises, especially those primarily operating in Europe and North America. It is good in payment acceptance but has more limited capabilities in payouts. Furthermore, Adyen may be less flexible for merchants with unique needs or those seeking customised integration of payment capabilities into their existing systems. 

Rapyd delivers a comprehensive “fintech-as-a-service” offering. This includes payment acceptance, disbursements, card issuing, and foreign exchange capabilities. Rapyd’s payout solutions are more extensive and flexible, offering broader global coverage than Adyen’s. Rapyd is especially beneficial for businesses in challenging industries like online gaming, online travel and online trading. When it comes to fraud management Rapyd also leverages an extensive compliance ecosystem to offer tailored payments solutions based on clients’ specific business types and needs.

What Makes Rapyd the Better Choice? 

If you’re currently using Adyen and are seeking additional card acquiring capabilities, you can add Rapyd to your payments stack to improve uptime, acceptance and reach. No rip and replace needed. 

However if you are looking to completely upgrade your payments stack with an all-in-one solution, here’s where Rapyd can support you: 

  • Global Reach and Flexibility: Rapyd outshines Adyen in terms of global reach. This extensive coverage is crucial for businesses looking to operate on a truly global scale, especially businesses that need multi-region card acquiring across Europe and Asia. 
  • Payment Methods: Rapyd supports over 900 payment methods, surpassing Adyen’s 100+ options. Rapyd’s extensive AMP coverage can help EU-based merchants reach new buyers across Latin America and APAC.
  • API Integration: Both platforms offer robust APIs, but Rapyd’s API is known for its active developer community with over 50,000 members and comprehensive documentation. Additionally, Rapyd offers greater flexibility for businesses, allowing them to seamlessly integrate a vast array of payment and payout capabilities into existing systems.
  • Onboarding Process: Rapyd provides a more flexible and hands-on onboarding process, entailing a deep and vertical-specific approach, that leverages global and local compliance expertise and applies due diligence when necessary to build tailored payment solutions based on clients’ specific needs. This is particularly beneficial for businesses in challenging industries like online gaming, content creator platforms, online travel, and other industries that are traditionally underserved by payments solution providers.  
  • Pricing: Both companies offer Interchange++ pricing. Rapyd stands out with a straightforward and transparent pricing model and no hidden fees. Rapyd doesn’t charge extra for value-added services that are part of Rapyd platform. Adyen charges to access additional features like their risk management tool.
  • Disbursement Network: Rapyd’s disbursement network is unmatched, allowing businesses to send payments to nearly any destination globally, including the ability to send payment via local clearing in hard-to-reach emerging markets, instant card payouts, RTP networks and ewallets. This is particularly advantageous for companies working with contractors, suppliers, or employees in multiple countries. 
  • Industry Support: Rapyd excels in supporting a wide range of industries, including those that are often underserved by traditional payment platforms. Its tailored solutions for creator economy, influencer and affiliate marketing, and online gaming set it apart in the industry.
  • White Label Solutions: Rapyd’s white label payout solutions enable businesses to build their brand identity and even generate revenue from money transfers by applying their own fees.

While both Rapyd and Adyen are leading payment solution providers in Europe and the UK, Rapyd’s superior global reach, comprehensive payment capabilities, flexibility, suitability for businesses of all sizes, competitive pricing and additional services make it the preferred choice for companies seeking a robust payment solution. 

FAQ

Both Rapyd and Adyen have a strong presence in Europe and compete globally in markets such as North America, Asia, and Latin America.

Major markets include: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

They compete in online payments, in-store payments, business accounts, card issuing, and payouts.

Both platforms support various-sized clients and offer in-store payment solutions across retail, hospitality, and services, as well as gaming, travel, and more

SOLVE GLOBAL PAYMENTS WITH RAPYD

If you’re a tech giant, an online gaming platform or a content creator, Rapyd provides the tools and support you need to succeed and stay competitive in an international market. 

With Rapyd, you can streamline payments, manage payouts, create virtual accounts and better manage funds worldwide. 

Whether you’re looking for additional acquiring partners or want to change providers, Rapyd is your all-in-one global payments and payouts solution.

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