Understanding Merchant Category Code 5946: Camera and Photographic Supply Stores

What is Merchant Category Code 5946: Camera and Photographic Supply Stores

A Merchant Category Code (MCC) is a four-digit number used to classify businesses by the type of goods or services they provide. These codes are primarily used by credit card companies to determine interchange fees and to categorize transactions for rewards programs. Essentially, an MCC helps payment networks and banks understand what kind of business a transaction is taking place at.

MCC 5946, specifically classifies businesses that primarily deal with photographic equipment and supplies—from traditional cameras to advanced imaging tools. Understanding merchant category codes helps businesses optimise their operations and compliance by effectively categorising their transactions.

What Types of Businesses Fall Under MCC 5946?

MCC 5946 is designated for retailers and entities that specialise in imagery and visual technology.

These include:

• Camera Retailers: Companies offering an array of photographic devices, from compact cameras to high-end digital DSLRs.
• Photographic Supply Stores: Providers of essential imaging supplies such as film, paper, and other photo finishing products.
• Specialised Photography Equipment Suppliers: Entities specialising in lenses, tripods, lighting, and imaging software.

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