Stablecoin Adoption in Colombia: Treasury, Not Crypto

Forbes Colombia recently cited Rapyd’s research in an article examining how stablecoins are moving from the margins of crypto speculation into the center of corporate treasury strategy. The article, “El salto de las stablecoins: de nicho criptográfico a motor de la tesorería corporativa” by Juan Camilo Torres, draws on Rapyd’s 2026 State of Stablecoins Report to make the case that digital assets have crossed a threshold from experimental technology to a working piece of financial infrastructure for global commerce.

Stablecoins move from speculation to strategy

Forbes Colombia points to Rapyd’s report as evidence of a real inflection point. According to the research, 64% of organizations surveyed already use stablecoins in their operations or plan to adopt them within the next three years. For finance leaders and treasury teams, the appeal comes down to two things: speed and cost. The report found that 72% of companies cite faster payments and settlement as the primary benefit, while 60% report meaningful reductions in structural costs.

Notably, it is mid-sized companies, those with 51 to 100 employees, that are leading this early adoption, accounting for 50% of current usage and outpacing larger, more cautious corporations. Forbes frames this as a shift away from viewing stablecoins as a technological experiment and toward treating them as a liquidity tool that sidesteps banking friction, supports just-in-time financing, and frees up capital globally.

Rapyd’s perspective: execution, not speculation

The article features a direct quote from Arik Shtilman, CEO and co-founder of Rapyd, on what this shift means in practice:

“Stablecoins have crossed a threshold where the conversation is no longer about potential, but about execution. Our research shows that companies are using stablecoins to move money faster, reduce costs, and operate more efficiently internationally. This isn’t about speculation. It’s about building modern financial infrastructure that works at a global scale.” (Translated from Spanish.)

Colombia’s efficiency-driven adoption

Forbes Colombia also highlights how this trend is playing out locally. William Nejo, VP of Transformation at Rapyd, describes the pattern this way:

“In LATAM, we’re seeing that adoption is no longer just crypto-native, it’s entering the corporate economy through the path of efficiency. A clear example is Colombia, where 99% of pesos entering exchanges are converted immediately into USDT/USDC, and stablecoins represent close to 48% of transaction volume for some players in the sector.” (Translated from Spanish.)

For Colombian businesses, the draw is less about enthusiasm for crypto technology and more about a practical need to work around the limitations of traditional financial systems.

Regulation remains the main obstacle

Despite the momentum, Forbes notes that the biggest barrier to wider institutional adoption in Colombia is not technical, it’s regulatory. More than 83% of companies globally report moderate to high confidence in stablecoins, yet regulatory uncertainty remains the primary brake on corporate adoption. For companies in Colombia specifically, compliance challenges and the complexity of integrating with existing financial systems outweigh even concerns about local currency devaluation.

The article concludes that businesses looking to lead in this space will need to establish rigorous treasury policies, align their accounting treatment, and partner with providers that meet the highest standards of custody and transparency as the regulatory environment continues to take shape.

Read the original Spanish-language feature in Forbes Colombia.