FXC Intelligence, the leading data and intelligence provider for the cross-border payments industry, published a major report on the future of global payroll infrastructure, and why the companies winning in this space are the ones building or owning their payments layer.
Kristin Reischel, Rapyd’s Senior Director of Solutions and Partner Marketing, is one of three executives quoted throughout the piece, alongside leaders from Remote and Payoneer. Her contributions span the core argument of the report: that global payroll complexity is not an HR problem. It is a payments problem.
“What’s driving payment providers into this space is the recognition that payroll is, at its core, a payments problem,” Reischel says. “The complexity of cross-border payroll — including supporting multiple currencies, local compliance requirements and diverse payout preferences — is exactly the kind of challenge that modern payments infrastructure is built to solve.”
Rapyd is also named as a provider that has launched stablecoin pay-in and payout capabilities for business customers, with Reischel making the case that this is already a present-tense reality in emerging markets, not a future trend.
The report covers the full arc of where global payroll is heading: the $5 trillion B2C cross-border payments opportunity projected by 2033, the convergence of payroll and payment providers, the role of AI in automating compliance and reducing errors, and the growing case for stablecoins as a payroll tool in high-volatility markets.