Understanding MCC 5499: Miscellaneous Food Stores – Convenience Stores and Specialty Markets

Merchant Category Codes (MCCs) are numerical labels used by credit card networks to identify the types of services or products a business provides. They are essential for transaction categorisation and can impact interchange fees.

MCC 5499 is a classification that covers a diverse range of businesses within the food retail sector. This MCC designation includes convenience stores and niche speciality markets.

What Types of Businesses Fall Under MCC 5499?

MCC 5499 caters specifically to miscellaneous food stores not classified under other MCCs. Types of businesses in this category include:

  • Convenience Stores: Retail outlets providing a variety of everyday items like groceries, snacks, and drinks, typically open extended hours for consumer convenience.
  • Specialty Markets: Unique markets offering niche food products. These can range from artisanal food shops to neighbourhood deli markets.

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