Understanding Merchant Category Code 5541: Service Stations

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

Merchant Category Code (MCC) 5541 categorises transactions related to service stations, with or without ancillary services. Understanding MCCs ensures you categorise your business correctly and align with Visa and Mastercard’s specific expectations.

What Types of Businesses Fall Under MCC 5541: Service Stations (with or without ancillary services)?

MCC 5541 applies to a diverse array of businesses primarily involved in providing automotive fuel and related services.

These include:

  • Fuel Stations: Establishments selling petrol, diesel, or alternative fuels.
  • Convenience Stores at Stations: Shops within petrol stations offering snacks, drinks, and other convenience items.
  • Car Repair and Maintenance Services: Facilities that may offer basic automotive repairs or maintenance alongside fuel services.

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