What Is Merchant Category Code (MCC) 5699: Miscellaneous Apparel and Accessory Shops

MCC 5699: Miscellaneous Apparel and Accessory Shops

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

This MCC is designed for industries and businesses that retail a variety of clothing and accessories that aren’t easily classified elsewhere, providing a crucial identifier for payment processing. Understanding MCCs is vital for successful transaction categorisation and payment strategy.

Businesses Included Under MCC 5699

Merchant Category Code (MCC) 5699 is a designation that encapsulates a diverse array of businesses dealing with apparel and accessories that don’t fit into more specific categories. This includes:

• Boutiques and Custom Apparel Shops: Unique stores specialising in custom or niche clothing designs.
• Specialty Accessory Retailers: Outlets focusing on items like gloves, hats, or other distinctive accessories.
• Ethnic Wear Shops: Retailers offering traditional and cultural garments that don’t fit under mainstream categories.
• Miscellaneous Fashion Outlets: Any apparel store that doesn’t fit under typical MCC allocations.

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