What is Merchant Category Code 5995: Pet Shops, Pet Foods, and Supplies Stores

Understanding MCC 5995: Pet Shops, Pet Foods, and Supplies Stores

A Merchant Category Code (MCC) is a four-digit number used to classify businesses by the type of goods or services they provide. These codes are primarily used by credit card companies to determine interchange fees and to categorise transactions for rewards programs. Essentially, an MCC helps payment networks and banks understand what kind of business a transaction takes place.

MCC 5995 is allocated for businesses involved in pet shops, pet foods, and supplies stores. Merchants must understand this classification, as it directly influences transaction categorisation and processing.

Types of Businesses Under MCC 5995

MCC 5995 applies to businesses primarily engaged in retail sales of pet food, pet products, and other related supplies.

 These Include:

• Pet Shops: Establishments selling live animals and associated products.
• Pet Food Stores: Outlets dedicated to offering a variety of pet foods.
• Pet Supplies Stores: Retailers providing various accessories and care products for pets.

MCC codes like MCC 5995 play a crucial role in business operations and help financial institutions and card networks categorise expenses efficiently. Visit this detailed guide to explore the broader scope of how these codes work.

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