Why Accept Credit Card Payments With Rapyd?
Rapyd is the best online payment processor for businesses seeking a local acquiring partner in Europe and Singapore and who want to accept international payments using credit cards and alternative payment methods globally.
Rapyd delivers the payment infrastructure you need to capture more revenue and reduce false declines:
- Direct card acquiring in the UK, Europe, LATAM, Israel and Singapore, providing some of the highest authorisation rates globally
- Multiple integration options to fit your technical requirements, from simple payment links to comprehensive API integration
- 900+ payment methods through a single integration, allowing your customers to pay using their preferred local options
Security and Compliance
Rapyd maintains the highest security standards to protect your business and customers:
- PCI DSS Level 1 certification, the highest level of payment security compliance
- 3D Secure 2.0 support across all major card networks, reducing fraud while minimising customer friction
- Advanced fraud prevention with real-time transaction monitoring and risk scoring
- Regulatory compliance with financial regulations across all operating markets
- Dedicated security team monitoring our infrastructure 24/7/365
Our security infrastructure is designed to protect your payment data while maximising legitimate transaction approvals, helping you capture more revenue without increasing risk exposure.
5 Steps to Accept Credit Card Payments Online With Rapyd
Follow these five steps to begin accepting credit card payments online with higher authorisation rates and comprehensive global coverage.
Step 1: Review Business Requirements
Estimated completion time: 10 minutes
Check our prohibited and restricted businesses list to confirm we can support your specific industry and business model.
- If your business is on the restricted list, you’ll need additional documentation
- Certain high-opportunity industries may require more comprehensive verification
- Regulated industries like financial services need specific licensing information
If you’re on the restricted list, we may be able to help but additional review and verification is required.
Step 2: Contact Our Team
Estimated completion time: 15 minutes
Contact us to discuss your specific payment needs and requirements.
- Include details about your industry and business model
- Specify your expected monthly processing volume
- Describe your primary markets and payment method requirements
- Mention any specific integration preferences or technical needs
Our payment specialists will review your information and guide you through the next steps tailored to your business requirements.
Step 3: Create Your Rapyd Account
Estimated completion time: 15-30 minutes
Create your account to access the Rapyd Client Portal and begin your integration:
- Sandbox Environment: Begin with Sandbox mode to test integrations without processing real transactions
- Production Environment: Once testing is complete, you’ll transition to the Production environment
- API Keys: Generate secure API keys for both Sandbox and Production environments
- Developer Documentation: Access comprehensive integration guides and API reference materials
The Sandbox environment perfectly mirrors Production, allowing you to test your full payment flow before going live. Toggle between environments directly in the Client Portal.
Step 4: Complete KYB Application
Estimated completion time: 30-60 minutes (plus review period)
KYB (Know Your Business) is the process where we verify your business identity to comply with financial regulations. Complete your KYB application by clicking “Activate Account” in the Client Portal.
Required documentation includes:
- Business registration documents
- Proof of business address (utility bill or bank statement)
- Director/owner identification documents
- Beneficial owner information for any person owning 25%+ of the business
- Bank account details for settlements
Processing times vary by business type and region. Many businesses are processed in under 24 hours. Our compliance team will guide you through any additional requirements based on your specific business profile.
Step 5: Start Accepting Payments
Estimated completion time: 1-3 days for implementation
Once your KYB verification is complete, you can begin accepting payments worldwide through multiple integration options:
- API integration: Comprehensive API for custom checkout experiences and full control over the payment flow. Integrate Rapyd into your websites, applications and workflows and create unique commerce experiences.
- Hosted checkout: Pre-built checkout page with your branding that handles the entire payment process. Shoppers are redirected to a Rapyd checkout page with your business’s branding. It’s an easy way to accept payments without managing payment infrastructure.
- Developer toolkit: Toolkit for creating customised checkout experiences and adding our Hosted Checkout to your website via iFrame while maintaining PCI compliance. Platform plugins: Ready-made integrations for WooCommerce, Shopify and other ecommerce platforms.
- Virtual terminal: Web-based terminal for accepting payments over the phone or in person.
- Payment links: Shareable links to add payment functionality to invoices, emails or any place you can add a link or QR code.. Select the integration method that best matches your technical resources and business requirements to start processing payments with higher authorisation rates.
