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Rapyd: The State of
Stablecoins 2026

How stablecoins are becoming the new normal in global payments

Stablecoins have moved beyond experimentation.
Businesses are already using them to settle faster, reduce costs and
move money globally with greater control.

Based on a global survey of industries, including:

  • Financial services 
  • eCommerce
  • iGaming
  • Crypto 
  • And more
A Stablecoin rocket animation

Inside the report

  • How businesses are already using stablecoins for real payment workflows
  • The benefits driving stablecoin adoption and top use cases 
  • How adoption and interest vary by company size
  • The real barriers to adoption — and how they’re being solved
  • How Rapyd enables real-world stablecoin payments, settlement and treasury operations

KEY INSIGHTS

Stablecoin Adoption Isn’t Coming. It’s Already Here.

The data confirms what forward-looking finance and payments teams already know: stablecoins solve real operational problems.

Key findings from the report:

  • 34% of businesses already use stablecoins
  • 52% use stablecoins today or plan to within the next three years
  • 72% cite faster payments and settlement as the primary benefit
  • 62% highlight easier cross-border transactions
  • 76% believe stablecoins are already mainstream or will be within five years

Stablecoins are becoming an indispensable part of modern payment infrastructure.

The 2026 state of Stablecoins inside a tablet

About the Study

Rapyd surveyed global businesses across industries including ecommerce, iGaming, financial services and digital goods.

Respondents represented APAC, Americas and EMEA regions.

The survey examined how businesses use stablecoins, the benefits they see and the risks they consider.

A map showing the entire globe, representing the global coverage of Rapyd's latest payments report.

Let’s start the
stablecoin conversation

Whether you’re ready to launch or still evaluating, Rapyd helps you move stablecoin payment solutions from exploration to execution.