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What is Merchant Category Code MCC 5944: Watch, Clock, Jewelry, and Silverware Stores

What Types of Businesses Fall Under MCC 5944?

Merchant Category Code 5944 pertains to transactions made in stores specialising in watches, clocks, jewellery, and silverware. Understanding MCCs is important for merchants and financial services companies.

MCC 5944 is categorised for retail establishments engaging primarily in the sale of luxury goods:

  • Watch and Clock Stores: Retailers focused on timepieces, from designer watches to traditional clocks.
  • Jewellery Shops: Outlets offering precious and semi-precious stones, fine jewellery, and high-end fashion accessories.
  • Silverware Retailers: Businesses selling distinguished silver items, including utensils, frames, and decorative pieces.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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