What is Merchant Category Code 5817: Digital Goods: Applications (Excludes Games)

Understanding MCC 5817: Digital Goods: Applications (Excludes Games)

Merchant Category Codes (MCCs) are four-digit numbers that classify businesses according to their main goods or services. Credit card companies and banks utilise these codes to set interchange fees and track transaction types. They essentially inform the payment network as to the type of business involved.

MCC 5817 identifies businesses focused on digital goods and applications that are not game-related. Recognising the right MCC is crucial for accurate transaction categorisation and smoother payment processing. For more details, explore our in-depth guide to MCCs.

Types of Businesses Under MCC 5817

Sectors under MCC 5817 include:

• Software Services: Enterprises offering subscription-based software and software as a service (SaaS).
• Digital Content Providers: Platforms selling ebooks, digital art, and online courses.
• Audio and Video Downloads: Companies providing downloadable music or film content.

Correctly identifying MCC 5817 can streamline your operations and optimise your payment processes. Recognising these codes ensures compliance while offering insights into your business’s transaction patterns.

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