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What is Merchant Category Code MCC 5712: Furniture, Home Furnishings, and Equipment Stores, Except Appliances

What Businesses Fall Under MCC 5712?

Merchant Category Code MCC 5712 includes businesses selling furniture, home furnishings, and equipment, excluding appliances. The right MCC code helps streamline transaction categorisation, enhance business analytics, and optimise payment processing authorization and conversion rates and fees.

MCC 5712 is assigned to retailers primarily involved in furnishing living spaces and working environments.

These include:

  • Furniture Stores: Retailers offering bedroom sets, sofas, tables, chairs, and other essential home and office furnishings.
  • Home DĂ©cor Shops: Stores providing decorative items such as artwork, lighting fixtures, and home accessories to embellish interiors.
  • Office Equipment Retailers: Businesses that supply desks, ergonomic chairs, cabinets, and other essential office setups.

For a comprehensive overview of merchant category codes, visit Understanding Merchant Category Codes and Their Importance for Your Business.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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