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What Is Merchant Category Code 5499: Miscellaneous Food Stores – Convenience Stores and Specialty Markets

Understanding MCC 5499: Miscellaneous Food Stores – Convenience Stores and Specialty Markets

Merchant Category Codes (MCCs) are numerical labels used by credit card networks to identify the types of services or products a business provides. They are essential for transaction categorisation and can impact interchange fees.

MCC 5499 is a classification that covers a diverse range of businesses within the food retail sector. This MCC designation includes convenience stores and niche speciality markets.

What Types of Businesses Fall Under MCC 5499?

MCC 5499 caters specifically to miscellaneous food stores not classified under other MCCs. Types of businesses in this category include:

  • Convenience Stores: Retail outlets providing a variety of everyday items like groceries, snacks, and drinks, typically open extended hours for consumer convenience.
  • Specialty Markets: Unique markets offering niche food products. These can range from artisanal food shops to neighbourhood deli markets.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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