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What is Merchant Category Code 5211: Lumber and Building Materials Stores

Understanding Merchant Category Code MCC 5211

Payment processors assign a four-digit Merchant Category Code (MCC) to classify a business by its goods or services. These codes, established by the ISO (International Organization for Standardization), are universally accepted by most card-issuing organisations.

MCC 5211 is specifically assigned to lumber and building materials businesses. Understanding MCCs is crucial for your business operations. It ensures accurate processing and classification of your transactions, which can directly benefit your financial management and customer services.

What Types of Businesses Fall Under MCC 5211: Lumber and Building Materials Stores?

MCC 5211 encompasses a range of businesses specifically catering to construction and building needs.

These include:

  • Lumber Yards: Retailers providing various types of timber for construction and renovation purposes.
  • Building Material Suppliers: Stores selling essential construction materials like cement, bricks, and roofing materials.
  • Home Improvement Centres: Large retailers that offer a range of products for DIY and professional building projects.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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