What is Merchant Category Code 5099: Durable Goods, Not Elsewhere Classified

Understanding Merchant Category Code 5099: Durable Goods, Not Elsewhere Classified

MCC 5099 plays a crucial role by classifying businesses that deal in durable goods, which don’t fit into other specific categories. Understanding MCCs is essential for accurate service categorisation and streamlined payment processes.

What Types of Businesses Fall Under MCC 5099?

MCC 5099, “Durable Goods, Not Elsewhere Classified,” includes businesses dealing in various durable items excluded from other predefined classes.

Included businesses are:

Fireplace Equipment Suppliers: Providers of fireplaces, stoves, and related accessories.
Organs and Other Electronic Musical Instruments Dealers: Suppliers of organs and diverse electronic musical equipment.
Trophy Shops: Vendors specialising in personal and professional award items.
Hobby, Toy and Game Stores: Suppliers of hobbies, toys and games not elsewhere classified.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.