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Understanding Merchant Category Code 5046: Commercial Equipment, Not Elsewhere Classified

What is Merchant Category Code 5046 Commercial Equipment, Not Elsewhere Classified

Merchant Category Code (MCC) 5046 refers to business transactions that primarily deal with commercial equipment not classified elsewhere. This MCC is essential for understanding how transactions within such industries are classified and processed by payment systems.

What Types of Businesses Fall Under MCC 5046?

MCC 5046 is assigned to businesses that distribute various commercial equipment, including some specialised gear.

These include:

  • Industrial Machinery Suppliers: Entities supplying machines used in manufacturing and production processes.
  • Construction Equipment Dealers: Providers of machinery and tools required for building and construction projects.
  • Other Unclassified Equipment Providers: Businesses dealing in equipment that does not fit within other specific MCC categories.

If you’re looking to understand more about MCCs and their importance to your business, learn more here.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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