Understanding Merchant Category Code 4900: Electric, Gas, Sanitary and Water Utilities

What is Merchant Category Code MCC 4900: Electric, Gas, Sanitary and Water Utilities

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

Merchant Category Code (MCC) 4900 denotes businesses involved in essential utility services, classified for simplifying transactions. MCCs help categorise these businesses, ensuring smoother financial transactions and reporting. To understand why MCCs matter, visit our comprehensive guide.

What Types of Businesses Fall Under MCC 4900: Electric, Gas, Sanitary and Water Utilities?

MCC 4900 is assigned to businesses that provide vital services needed for everyday life.

These Include:

• Electricity Providers: Companies delivering power to homes and businesses.
• Gas Utilities: Providers of natural gas services.
• Water Suppliers: Entities managing the distribution and treatment of water.
• Sanitation Services: Businesses offering waste collection and related sanitary services.

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