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Understanding Merchant Category Code 4814: Telecom Services

What is Merchant Category Code 4814: Telecom Services

Payment processors assign a four-digit Merchant Category Code (MCC) to classify a business by its goods or services. Established by the ISO (International Organization for Standardization), these codes are universally accepted by most card-issuing organisations.

Merchant Category Code (MCC) 4814 specifically pertains to telecommunication services transactions. Understanding merchant category codes helps ensure clear, structured payment processing and enhanced financial tracking.

Types of Businesses Under MCC 4814

MCC 4814 categorises businesses focused primarily on providing telecommunications-related services. These include:

  • Local and Long-Distance Carriers: Enterprises offering landline and broadband services.
  • Internet Service Providers (ISPs): Companies that deliver internet access to homes and businesses.
  • Telecommunication Resellers: Businesses reselling telecom services under their own brands.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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