What Is Merchant Category Code 4722: Travel Agencies and Tour Operations

Understanding Merchant Category Code 4722: Travel Agencies and Tour Operations

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

MCC 4722 categorises travel agencies and tour operations businesses, shaping how these transactions are categorised within the payments ecosystem.

What Types of Businesses Fall Under MCC 4722?

MCC 4722 encompasses businesses dedicated to facilitating travel and tour arrangements.

These include:

• Travel Agencies: Entities that organise travel itineraries and bookings.
• Tour Operators: Companies creating and managing tour packages for travellers.
• Cruise Line Operators: Businesses specifically dealing with cruise holiday arrangements.

Understanding how these classification codes work is essential for merchants’ financial and operational management. Learn more about the importance of MCCs here.

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