What is Merchant Category Code 4468: Marinas, Marine Service, and Supplies

Understanding Merchant Category Code 4468: Marinas, Marine Service, and Supplies

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

MCC 4468 defines transactions associated with marinas, marine services, and supply businesses. Understanding merchant category codes helps ensure clear, structured payment processing and enhanced financial tracking.

What Types of Businesses Fall Under MCC 4468?

MCC 4468 is specifically designated for businesses that cater to maritime needs, which makes it easier for financial institutions to classify and assess transactions.

These include:

• Marinas: Facilities offering docking, storage, and small repair services for boats and yachts.
• Marine Equipment Suppliers: Businesses supplying essential marine gear, from life jackets to navigation tools.
• Marine Services: Companies providing routine maintenance, repairs, and upgrades for vessels.
• Supply Stores for Marine Needs: Retail entities offering various marine-specific supplies for both commercial and leisure use.

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