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What is Merchant Category Code 4225: Public Warehousing of Farm Products, Refrigerated Goods, and Household Goods

Understanding MCC 4225: Public Warehousing of Farm Products, Refrigerated Goods, and Household Goods

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

Merchant Category Code (MCC) 4225 categorises businesses involved in storing and warehousing farm products, refrigerated goods, and household items. Understanding merchant category codes helps ensure clear, structured payment processing and enhanced financial tracking.

Types of Businesses Under MCC 4225

MCC 4225 covers a diverse range of warehousing services. Here are the primary businesses included in this category:

  • Public Warehouses for Farm Products: Facilities dedicated to preserving and safeguarding agricultural produce.
  • Refrigerated Warehouses: Specialising in cold storage for perishable goods, ensuring their freshness and quality.
  • Household Goods Storage: Offering storage solutions for furniture and personal household items, particularly for individuals transitioning homes or downsizing.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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