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What is Merchant Category Code 4214: Motor Freight Carriers, Moving and Storage Companies, Trucking – Local/Long Distance, Delivery Services – Local

Understanding Merchant Category Code 4214

Payment processors assign a four-digit Merchant Category Code (MCC) to classify a business by its goods or services. These codes, established by the ISO (International Organization for Standardization), are universally accepted by most card-issuing organisations.

MCC 4214 classifies transactions associated with motor freight carriers, moving and storage companies, and local and long-distance trucking and delivery services. Merchant Category Codes matter significantly in establishing transaction categories for businesses. Understanding your MCC helps align payment processing with merchant account needs.

What Types of Businesses Fall Under MCC 4214?

MCC 4214 encompasses businesses involved in the transportation and logistics sector.

These include:

  • Motor Freight Carriers: Operators transporting goods across regions and countries.
  • Moving Companies: Entities specialising in relocation services for businesses and individuals.
  • Storage Companies: Providers offering secure goods storage solutions.
  • Trucking Services: Companies managing local and long-distance haulage.
  • Local Delivery Services: Businesses focussing on timely delivery within confined areas.

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Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.

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